As a small business owner, you have dozens of competing priorities you must accomplish. With so much on your plate, learning the ins and outs of insurance vocabulary, your specific risks, and which type of insurance coverage to purchase is the last thing you want to add to your to-do list.
That’s why 83% of all small businesses find a small business insurance broker or agent to help them with their insurance. No need to wade through insurance terms and guess what coverages are best for your business. Instead, benefit from the counsel and support of an insurance expert in your community who understands the laws and regulations of your area, insurance requirements, and your business’s specific risk.
Read on to learn more tips about finding a small business insurance broker or agent to help protect your business.
- Ask friends, family, and other businesses you know for their recommendations. If you are part of a commerce chamber or small business group, you can tap these resources to help find an agent.
- Hit the internet. Try googling to find a business insurance broker or agent in your area. Read reviews on Google or other sites like Yelp to learn more about their service offerings.
- Once you find a business insurance broker or agent you want to learn more about, schedule some time to talk to them. You can call them or walk into their office. Make sure to ask about their experience serving small business owners like you. You can even ask to speak to their small business clients about their experience.
- Make sure you feel comfortable with the small business insurance broker or agent. Trust is important, as insurance is a big part of your small business’ financial security. Take time to ensure you get a sense that the agent will offer you choices in coverage, what those include and the various costs. Find someone willing to take the time to walk you through everything and answer your questions.
Selecting a business insurance broker or agent is going to take some time. This person will hopefully play a vital role in helping you manage your business risk over several years. Your agent should stay connected with you as your business grows to ensure it’s accurately covered. If you are unhappy with your agent, you can find a new insurance agent or broker any time.
Get started with finding a small business insurance broker in your area with the Find an Agent tool.
