Are you a consultant and trying to figure out if you need professional liability insurance? If so, you’re not alone. It’s not always easy to determine what insurance type will cover what risks. Professional liability insurance covers liability for damages arising from the rendering of or failure to render professional services. Protect yourself and your […]
How We Simplify and Enable Fast Commercial Insurance Solutions
As many business owners know, decision making is an everyday responsibility, from big to small and everything in between. Deciding who to purchase your business insurance from, though, is an important consideration that requires time and research. Coterie Insurance is simplifying the commercial insurance solutions process for small business owners so they can get back […]
Trend Report: The Impact of a Hard Commercial Insurance Market on Small Businesses
From an insurance buyer’s perspective, it can sometimes feel as if premium prices change on a whim. But the truth is that the commercial insurance market is cyclical in nature, fluctuating between soft and hard markets: While many insurance buyers, including small businesses, have enjoyed a soft market for years, the market is hardening. As […]
Cancellation Versus Nonrenewal: How do these terms impact your insurance business plan?
If you receive a letter from your insurance company about the status of your policy, it can be confusing to your overall insurance business plan if you are unfamiliar with the language. However, it is important that you understand the difference between the cancellation of your policy and a nonrenewal. These terms are vastly different […]
4 Ways General Liability Insurance Benefits Small Businesses
By Adam Kiefer CEO at Talage As insurance agent’s we always want to protect our clients, which includes understanding their risk and recommending the products they need. However, not all business owners fully understand or appreciate their risk or what it could mean by not being covered. I’ve been in the insurance industry for more […]
The Importance of Certificates of Insurance
To protect against this sort of risk, many organizations turn to certificates of insurance (COIs). No matter what industry you’re in, chances are your organization will, at some point, rely on the help of a third party to fulfil certain business needs. Regardless of who you work with, business arrangements with contractors and vendors can […]
Protecting Your Home-Based Business
Common coverages for home-based businesses include personal business property, professional liability, business income, personal and advertising injury, and loss of business data, just to name a few. Depending on the type of home-based business you have, not all coverages apply, and other coverage options may be available. Just ask us—we can help! What’s Your Risk? […]
Differences Between BOP, General Liability, and Professional Liability Insurance For Small Business
Your small business is constantly exposed to a heap of risks and liabilities. Understanding the differences between types of insurance for small business — such as General Liability insurance, Business Owners Policies, and Professional Liability insurance — can help ensure you’re adequately protected against the dangers and perils that threaten your business. It’s not always […]
How Do You Buy Small Business Insurance?
Small business insurance may seem like a complex and confusing product, but it’s often a necessity. Understanding how to buy small business insurance may simplify the process for you, helping you spend less time looking for coverage and more time running your business with the protection you need to stay in business. As a small […]
What is Coinsurance & how do you select property limits when obtaining small business insurance?
How would you respond to a devastating incident that damages your building, destroys your equipment, and ruins your inventory? With business property insurance, you’d file a claim and use the proceeds to repair or replace your damaged property. But what if your property limits weren’t enough to cover the cost of rebuilding and replacement? Business […]
Contactless Trend Forecast: These COVID-based Behaviors Are Here to Stay
By Stephanie Love, Thryv The new normal is a cliché buzzword, we get it. But there’s a reason it is the new normal rather than the regular normal. The pandemic has changed the way we live our lives, including the contactless way much of business now gets done. According to a study by Capgemini Research […]
The Shift is Here — Your Digital Business
By Derkia Thomas, Thryv Digital transformation is at the top of just about every business’s conversations. The COVID shutdown forced a digital shift nearly overnight, and since then it’s been clear that this was the neglected element in business growth. The truth is, in 2021, if you’re not online, you’re doing your business a disservice. […]