Form Test - Coterie Insurance

Enhanced Packages/ Add on Coverage

Blanket Additional Insured – NOTE: Adding a blanket additional insured to the policy will increase the policy premium. This will reflect in an increase to the monthly premium or at renewal if the policy is paid annually

Limit Changes

Equipment Breakdown – Pays for the direct damage of covered property caused by a sudden and accidental breakdown. This limit is not able to be increased on it’s own. To do so, increase the BPP limit. NOTE: Comes with COI

Restaurant Endorsement – Only available for policies covering restaurants. Covers common risks like ood contamination, lock replacement, ordinance of law equipment coverage. Comes with COI.

Liquor Liability – Liquor sales must be less than 50% of your annual sales (not available in AL, VT, AK, or DC)

Hired and Non-Owned Auto – Note: A policy is ineligible for HNOA if they are engaged in any of the following: – Prior HNOA Claims – Livery/Delivery Services – Valet Services – Passenger Transportation or Operation of Customer’s Vehicles Comes with COI (Not available in IL, LA, MA, UT, and VT)

Policy Change Form:

Final Questions

Agents & Brokers

Small Businesses