Insurance for Landscapers

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Insurance for Landscapers

Coterie Insurance has an appetite for many contractors including landscapers. Start your quote or get started with Coterie Insurance, today.


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Take a look at our insurance guide for landscapers.

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Quote your landscaper clients, today.

Coterie’s small business insurance for landscapers:

Get the right insurance for landscapers that you work with. Coterie loves to write contractor classes such as landscapers! Learn more about important operational considerations when writing coverage for these types of businesses.

Insurance for Landscapers
Frequently Asked Questions

Frequently asked questions about Coterie Insurance’s coverage for landscapers

What insurance coverages for landscapers does Coterie offer?

Coterie offers the following insurance coverage for landscapers:

Business Owner’s Policy (BOP) covering business personal property (BPP) in portable structures or trailers that are at a fixed location
General Liability

Are there any incidental operations that are covered by Coterie’s insurance for landscapers?

Yes! Coterie covers the below incidental operations as long as they are less than 50% of the landscaping business’ activity:

  • Debris Removal
  • Tree Trimming
  • Welding
  • Snowplowing
  • Excavation

Does Coterie have any prohibited operations for landscapers?

Yes, at this time Coterie does not offer coverage for the following operations:

  • BOP that covers a portable structure or trailer
  • Worker’s Compensation
  • Stand-alone Crime Coverage
  • Inland Marine
  • Commercial Property
  • Commercial Auto Physical Damage
  • Commercial Auto Liability
  • Equipment Rental to Others
  • Foundation Work
  • Blasting, Demolition or Wrecking Work
  • Toxic or Hazardous Substance Removal or Remediation
  • Pool Installation
  • Solar Energy / Solar Panel Work
  • Siding or Gutter Installation
  • Roofing Installation and Repair Work
  • Exterior Work Performed at Heights of 4 Stories or Above

Does Coterie have any safety tips that agents can provide to landscapers?

Coterie has a job site safety download that Insurance Agents can share with landscapers.

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This webpage is intended to provide a general summary of Coterie’s products and services. The information contained in this document is for informational purposes only and does not in any way amend, alter, or extend any policy of insurance or guarantee any specific price, quote or coverage. For a complete understanding of the coverage available, please consult the terms, conditions, definitions, and exclusions of your insurance policy. Please be advised that all products and coverages referenced herein may not be available in all states or to all customers. Please see Coterie’s Terms & Conditions and Privacy Policy for more information.

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