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K.S. Pacific Insurance Agency

Insurance Broker & Agency Owner BecauseCat Addicted, Empty Nesting, Taco Guardian Isn’t An Official Job Title.

As an Insurance Broker I help Entrepreneurs find the right kind of insurance with the best coverage for their business. I have access to a multitude of insurance companies who’s products include but are not limited to General Liability, Worker’s Compensation, Professional Liability sometimes referred to as Errors & Omissions, Director’s & Officers, Business Auto, Trucker’s Liability, Farm Policies and more.

I also help my clients protect their personal assets with personal auto policies, homeowner’s insurance, motorcycle insurance, boat insurance, umbrella policies and others.
In my agency, I take great pride in the quality of service I provide for our customers.
♕ Queen of all things Food Truck Insurance related.

Address

388 East Yosemite Avenue
Merced, California 95340

Office Hours

  • Monday 09:00 AM - 05:00 PM
  • Tuesday 09:00 AM - 05:00 PM
  • Wednesday 09:00 AM - 05:00 PM
  • Thursday 09:00 AM - 05:00 PM
  • Friday 09:00 AM - 01:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Kelly Spies is so awesome to work with! She is professional and provides a great value on insurance. Thank You Kelly!!! I highly recommend reaching out to her for any of your insurance needs.”
“Kelly Spies goes out of her way to make sure all my insurance needs and or changes are met, definitely would recommend. Keep up the good work !”
“Kelly works really hard, is aggressive, and gets stuff done! I have never been sorry that I do business with her!”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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