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Impact Insurance Agency

Impact Insurance Agency, Inc is an insurance brokerage firm. We are licensed in the states of Delaware, Maryland, and Pennsylvania to conduct insurance and limited financial services. Impact Insurance Agency offers multiple forms of insurance including: Auto, Home, Life, Business, Group Health, and specialty Insurance for Churches and Non-Profits, We can also help you plan for retirement and gain financial stability. At Impact Insurance you can expect a balanced combination of good rates with good customer services. We have multiple insurance contracts with various companies to provide the best rate and if with years of customer services experience you can also feel secure in knowing you will always receive a high level of professionalism and customer satisfaction. Call or Email today for your free quote.
Saturday by appointment only.


312 Main Street
Clayton, Delaware 19938

Office Hours

  • Monday 09:00 AM - 07:00 PM
  • Tuesday 09:00 AM - 07:00 PM
  • Wednesday 09:00 AM - 07:00 PM
  • Thursday 09:00 AM - 07:00 PM
  • Friday 09:00 AM - 07:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Excellent A1 customer service. My family and I have been doing business with Impact for a few yrs now. I will be honest, I'm a very demanding customer and I'm always looking for the best deals. Mr. Thomas and staff always exceed my expectations! They are knowledgeable, friendly and give prompt response. Plus they work hard to get you the best rates possible We have saved hundreds of dollars with Impact! -Donna Griggs”
“Impact Insurance was easy to deal with, timely in their responses and found us a great and competitive policy with more coverage's than many other. I would highly recommend them to anyone looking for insurance. -Keith Crouse”
“4 years ago Corey & Cathy are AMAZING... I have not had one issue working with them from my car insurance to my mobile home insurance, they took care of all my needs instantly.... and sooooo patient, I definitely appreciate their service. -Jennifer Gomez”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!