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Nelson Insurance Agency

Nelson Insurance Agency is a local independent agency dedicated to providing you the best coverage to protect the things that are most important in your life. Our goal is not to simply sell you just any insurance policy, but to find the right combination of price and coverage to best fit your individual needs. Our primary focus is our customers, and we strive to exceed your expectations by delivering outstanding service.


2200 West 49th Street
Sioux Falls, South Dakota 57105

Office Hours

  • Monday 8:30am - 6pm
  • Tuesday 8:30am - 6pm
  • Wednesday 8:30am - 6pm
  • Thursday 8:30am - 6pm
  • Friday 8:30am - 6pm
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“The whole Nelson team is great. Always have quick responses to my questions and are such detectives when it comes to finding the best cost-effective solution to my needs. Becky, Hunter, and Brian; thanks so much! Hit them up and find out why I have been trusting them for all my insurance needs for 10+ years.”
“Happened to call Nelson insurance by accident trying to get ahold of my current provider. I spoke with Hunter and he was very nice and polite. Since I just happened to get ahold of his company he offered to get me a quote and that he has been able to save other clients money that were coming from the same provider I was. He was incredibly diligent and proved to know his line of work very well. Sooner rather than later he was giving me a call to give me my quote and I was thrilled. He answered my questions and was an outstanding agent to work with.”
“Love these guys! I've used them for years, always had exceptional service and support whenever I've had questions or a claim. I have several policies with them and I'd recommend Nelson Insurance Agency to everyone who is looking for top notch coverage, service and support with all their insurance related needs.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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