With over 180,000 dental offices in the U.S., these types of businesses make up a significant portion of the medical professional industry. Running a dental office requires a delicate balance between delivering exceptional care and maintaining profitability. In the pursuit of these goals, dental professionals face an array of risks that could impact their practice’s […]
What Are Essential Insurance Coverages for Home Inspection Businesses?
For home inspection businesses, having the right insurance coverage is essential. Not only does it protect the business from unexpected liabilities, but it also instills confidence in clients and partners. Insurance agents and brokers play a pivotal role in guiding home inspectors through the complexities of insurance. In this article, we’ll explore how insurance agents […]
Offer the Right Insurance for Pool Maintenance and Repair Businesses
Pool maintenance and repair businesses play a critical role in keeping swimming pools safe, functional, and enjoyable for their clients. In this blog post, we will delve into the various operations performed by pool maintenance and repair contractors and explore the key insurance coverages that insurance agents and brokers should consider when writing policies for […]
Insuring Creativity: Essential Insurance Coverage for Fashion and Interior Design Businesses
Are you an insurance agent or broker responsible for writing coverage for fashion and interior design service businesses? These unique industries require specialized insurance to protect their operations from potential risks and liabilities. In this blog post, we will explore what agents and brokers should consider when providing insurance coverage for fashion and interior design […]
What Insurance Coverage Do HVAC Businesses Need?
According to IBISWorld, there are over 145,000 HVAC businesses in the United States as of 2023. This number has been increasing steadily over the past few years and is expected to continue to grow in the future. The growth of the HVAC industry is being driven by many factors, including the increasing demand for energy-efficient HVAC systems, […]
What is Independent Contractor Insurance?
Contractors are inherently exposed to more risks than you would be as an employee. Without adequate Independent Contractor insurance, mistakes, disasters, and lawsuits could leave you bankrupt and out of business, bringing an end to your livelihood. 1099 contractors are self-employed, which comes with all the benefits and downsides of self-employment. Though you’re free to […]
What is Coinsurance and how does it affect my business property insurance?
If you’ve ever purchased a homeowners policy or commercial property policy, then you’ve likely had a policy that contained a coinsurance clause. But what exactly is “coinsurance” and how does it affect you? You likely already know that Business property insurance helps your business bounce back from disaster after a covered event, but it’s only […]
Insurance Coverage for Educational Consultants
As an insurance agent, you know that educational consultants face several risks in their business. These risks can include errors or omissions in providing advice, mishandling confidential information, and even lawsuits from dissatisfied clients. That’s why offering the right insurance coverage for educational consultants is so important. The most common types of educational consulting services […]
Insurance 101: Understand Insurance for Small Businesses
Here at Coterie, we like to consider ourselves “insurance nerds”. In this blog, we dive into the basic concepts and history of insurance, with a focus on insurance for small businesses. Understanding how insurance works is crucial to making sure you can explain the ins and outs to your clients and prospects. A Brief History […]
4 Insurance FAQs for Freelancers in 2023
While being your own boss can be freeing, there are also plenty of challenges. As a freelancer, you must manage and maintain every aspect of your business, including insurance and financials. Business Insurance can be complicated, so we recommend working with an agent and educating yourself with these FAQs for freelancers. Do I need business […]
How Building Automated Digital Underwriting Helps Agents and Brokers Like You
What’s it like to build a modern technology experience while keeping agents, brokers, and partners in the driver’s seat of their customer relationships? Find out in the latest episode of Coterie Insurance’s “And I Quote” podcast. In this episode, Pete Buccola, VP of Insurance at Coterie and Paul Bessire, VP of Data, discuss what it […]
Stay Sharpe
I’m standing on the 2ft wide girder of a bridge 300ft above a river. Nothing separates me from eternity but a strong gust of wind. No handrails, no ropes, no idea what I’m doing. Feel familiar? “I’m going to go a little farther out,” I think. Risk. We all take it. Stepping out of the […]
