5 Essential Spring Weather Safety Tips for Small Businesses 

As an insurance agent or broker, you play a critical role in helping your small business clients prepare for the risks associated with extreme spring weather. In this article, we’ll provide you with spring weather safety tips for small businesses to help your clients prepare for and minimize the risks associated with extreme weather.  It’s important […]

Insurance 101: Understand Insurance for Small Businesses

Here at Coterie, we like to consider ourselves “insurance nerds”. In this blog, we dive into the basic concepts and history of insurance, with a focus on insurance for small businesses. Understanding how insurance works is crucial to making sure you can explain the ins and outs to your clients and prospects. A Brief History […]

4 Insurance FAQs for Freelancers in 2023 

While being your own boss can be freeing, there are also plenty of challenges. As a freelancer, you must manage and maintain every aspect of your business, including insurance and financials. Business Insurance can be complicated, so we recommend working with an agent and educating yourself with these FAQs for freelancers.  Do I need business […]

When to Consider Damage to Premises Rented to You 

If you rent the space in which you conduct your business, you’ll likely want to consider damage to premises rented to you coverage. This coverage protects the rented space in the case of a covered incident.   What is damage to premises rented to you and what does it cover?  Typically found in general liability policies, […]

Understanding the Cost of Business Insurance for Startups

Starting a business can be an exciting and rewarding endeavor, but it also comes with its fair share of risks. One important way to protect your business is by purchasing insurance, which can help cover the costs of unexpected events such as accidents, lawsuits, and natural disasters.   However, business insurance can be expensive, especially for […]

Winter Weather Liabilities for Small Businesses

The winter months bring more than just cold weather and shorter days; they bring the possibility of winter storms that may result in snow- and ice-covered landscapes. While it may be a winter wonderland for some, snow and ice buildup means a hazard with the potential for costly winter weather liabilities. If you deal with […]

What You Need To Know About New York Small Business Insurance

If you’re looking for small business insurance coverage in New York, you may have questions. What types of small business insurance policies should you consider to protect your New York small business? How much coverage do you need? What impacts the cost of small business insurance in New York?  You’ve got questions. And at Coterie Insurance, we’ve got answers. […]

Construction Insurance: Why It’s Important for Your Business

As you may already know, running a construction business can be extremely lucrative, but there are risks that come with this type of business. Construction contractors are prone to experiencing accidents on the job in ways that other occupations do not. If you’re serious about running your own construction company, it’s important that you understand […]

Do You Need LLC Business Insurance? Yes, And Here’s Why!  

If you run an LLC (Limited Liability Company), you may be wondering if you need LLC business insurance. The answer is yes! If you run a business of any kind – including an LLC – business insurance is the best way to protect yourself from liability as your business grows.  Learn more about why LLC […]

Mitigation Tips: Protecting Commercial Property from Hail

Hailstorms can be swift and destructive, damaging buildings, outdoor equipment, and vehicles in a matter of minutes. For commercial property owners, such damage can result in destroyed property, costly repairs, business disruptions, and lost revenue. Learn more about protecting commercial property including the risk hail poses and preventive measures to protect buildings from hail damage.   […]

Five Reasons You Need Small Business Startup Insurance  

If you’re an entrepreneur, you’ve got a lot on your plate. And small business startup insurance is probably one of the last things on your mind as you manage your clients, build your business, hire employees, and continue to grow. In fact, it’s been estimated that up to 75% of startups and small businesses are […]

How Inflation Impacts Workers’ Compensation Cost 

Inflation is a growing concern for many individuals, businesses and industries across the country. As many insurance companies, agents and other in the industry are experiencing, the commercial insurance market is no exception to these concerns, and this includes the cost of coverages, including workers’ compensation cost. Like other goods and services, inflation can also […]

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