July 27, 2020
The type of insurance you choose will vary widely depending on the nature of your work and your business. However, most types of handyman insurance policies cover a few key elements such as:
Some handymen need more insurance than others. For example, if you work with a team of contractors, then you may need workman’s compensation coverage. However, solo freelance repair workers may only need general liability coverage.
The need for different types of insurance based on the work you do can get overwhelming – especially for freelancers who are new to the profession or who provide handyman services as a side gig.
Fortunately, there are options to fit your needs.
Short-duration insurance is ideal if you take on a wide variety of jobs that vary in size and frequency. For example, you will have different insurance needs if you work on two major projects in one month and then take on 20 different tasks the next month.
Short-duration insurance can also be an affordable alternative to general liability business insurance. This is because it takes a percent of your earnings rather than a flat fee, regardless of what you make.
As the gig economy continues to grow, more companies are working to support the freelance community and find convenient, affordable options for necessities like insurance.
Coterie simplifies insurance for businesses by allowing freelancers to get coverage for specific jobs and for the duration they need.
As a handyman, you can take advantage of our services by joining the HOMEE network of home professionals. HOMEE connects handymen with property managers and homeowners, offering home services on-demand. You can use the network to find work and automatically get short-term insurance for every job you take, so you can rest easy knowing that you and your business are covered.
Join HOMEE’s Pro Network today to gain new customers and win over homeowners in your area with your repair and maintenance skills.
Start a quote now and get your business insured in minutes.Get a quote