Insurance for Retail and Convenience Stores

Coterie Insurance is Available in all States

Insurance for Retail and

Convenience Stores

Coterie Insurance has an appetite for retail and convenience stores in all states. Place your retail business with a trusted partner.

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Download Retail and Convenience Store Guide

Look at our insurance guide for convenience stores.

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View our appetite before you start a quote.

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Quote your retail store clients, today.

Coterie’s small business insurance for retail and convenience stores:

Get the right small business insurance for retail stores that you work with. Learn more about important operational considerations when writing coverage for these types of businesses.

Insurance for Retail and Convenience Stores
Frequently Asked Questions

Get your questions answered when it comes to placing your retail and convenience store business with Coterie Insurance.

What coverages should agents consider for these classes?

1. General Liability Coverage
2. Workers Compensation
3. Property and Equipment Breakdown
4. Crime Exposure
5. Inland Marine Exposures
6. Liquor Liability
7. Auto Exposure
8. Products Liability

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What are Coterie’s available coverages for convenience stores?

Take a look at the available coverages that Coterie offers for convenience stores.

  • Business Owner’s Policy (BOP) covering push carts or kiosks as business personal property (BPP) at a fixed location
  • Business Owner’s Policy (BOP) covering business personal property (BPP) in portable structures or trailers that are at a fixed location
  • Liquor Liability for convenience stores with less than 50% alcohol sales
  • General Liability

Does Coterie have any prohibited operations for retail stores?

Yes, at this time Coterie does not offer coverage for the following operations:

  • BOP that covers a portable structure or trailer
  • Convenience Stores that operate 2/7
  • Convenience Stores with fuel/gasoline pumps
  • Commercial Auto Liability
  • Commercial Auto Physical Damage
  • Commercial Property
  • Inland Marine
  • Stand-alone Crime Coverage
  • Worker’s Compensation

What coverages for convenience stores do you recommend?

  • Business Personal Property
  • Spoilage
  • Business Income and Extra Expense
  • Equipment Breakdown
  • Employee Dishonesty
  • Money and Securities
  • Computers
  • Signs
  • Valuable Papers and Records
  • Employee Benefits
  • Umbrella
  • Hired and Non-owned Auto
  • Workers Compensation

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This webpage is intended to provide a general summary of Coterie’s products and services. The information contained in this document is for informational purposes only and does not in any way amend, alter, or extend any policy of insurance or guarantee any specific price, quote or coverage. For a complete understanding of the coverage available, please consult the terms, conditions, definitions, and exclusions of your insurance policy. Please be advised that all products and coverages referenced herein may not be available in all states or to all customers. Please see Coterie’s Terms & Conditions and Privacy Policy for more information.

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