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Coastal Alabama Insurance

Reggie Pulliam opened the doors of Coastal Alabama Insurance and Financial Services in April of 2016 in order to become a foundation of insurance education in Orange Beach, Gulf Shores, and South Baldwin County. His desire is to assist as a one-stop-shop for the entire community’s insurance needs. He has been involved in the insurance and financial industry since 2013, after a stint in Washington DC working long hours for a small think tank involved in Criminal Justice reform. With a burning desire to still help others, he searched and found that the insurance industry was a good fit for community involvement aspirations. He graduated LSU in 2008 with a BA in History and is a proud member of SIAA, a board member of NAIFA, and an ambassador for the Coastal Business Chamber. He also boasts that he is certified in Fortified Homes. He loves tennis, local music and seafood, gardening, and volunteering in the community. He was recently appointed by Governor Bentley’s Office to serve on an executive committee to tackle the opiod addiction and abuse epidemic that is sweeping the nation and has a regular column for He is also instrumental in beginning a soccer club for South Baldwin County, serving as the President for South Baldwin FC. His desire to create the best insurance agency in Orange Beach and Gulf Shores is coupled with a strong desire for community improvement.


3639 Gulf Shores Parkway
Gulf Shores, Alabama 36542

Office Hours

  • Monday 09:00 AM - 05:00 PM
  • Tuesday 09:00 AM - 05:00 PM
  • Wednesday 09:00 AM - 05:00 PM
  • Thursday 09:00 AM - 05:00 PM
  • Friday 09:00 AM - 05:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“There is no other agency in the biz that can provide the level of customer service that Reggie and his team can (trust me, I've dealt with other agencies). They listen, they care, and they get results, FAST. You really get the feeling that you are being taken care of, which means you don't have to stress and worry about whether or not things are getting done. the peace of mind Coastal Alabama Insurance provides is PRICELESS! I really can't say enough. Once you are a client of theirs, you will understand. They can't be beat!”
“I cant tell you how much I appreciate Reggie and his team!! He/they have been an absolute god-send. And you better believe- they have earned LOYAL customers and a TON of referrals for anyone looking- especially for flood insurance! Im not even from Alabama! I live in Oklahoma and they treated me so AMAZINGLY over the phone and email! Just like being there in person! Im so happy I was referred to Coastal Alabama!!”
“Reggie and the staff here are the most amazing folks to have handle your insurance needs! They go above and beyond to make sure you are taken care of. I just moved away so I was so very sad to hear I would have to get a new insurance agent but I know I’ll be back to Alabama in the future and I will not have to figure out who to go see it will always be the wonderful staff at coastal Alabama insurance!!! Thank you for showing there is still amazing people that will help you like every one should. Again thank you for the wonderful service and treating me like family!!!!”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
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Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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