General Liability Exposures Your Small Business Needs to Know
Almost every organization faces general liability exposures. A liability loss exposure is a condition or situation that presents the possibility…
5 Ways Agents Can Help Small Business Owners with Home-Based Business Insurance
In the United States, nearly half of all businesses with no employees are home-based and of those with employees, 24% are…
Top Questions We Get Asked About Small Business Insurance (and Answers, Too)
Small business insurance is complex which is why Coterie Insurance believes in connecting small businesses with the expertise of a…
What’s the Difference Between Workers’ Comp Insurance and General Liability Insurance?
Small business insurance is confusing. It can be difficult to understand the differences between workers’ comp (workers’ compensation) insurance and…
Find an Agent Small Business Insurance Help is Just a Click Away
Small business risk is complex. The hassle of being able to find an agent for small business insurance may seem…
Understanding the Care, Custody or Control General Liability Exclusion
General liability (GL) policies often have a care, custody, or control (CCC) exclusion written into them. In simple terms, this…
Professional Liability Covers Risks from Technology Errors and Omissions
Every business has unique risks that can seriously harm its operations if not properly addressed. As a business utilizing technology…
How Much Does Small Business Insurance Cost?
A record 5.2 million people took the leap into small business ownership last year. Like you, each one faced important…
Subrogation Waivers: The Risky Business of Risk Transfer
Subrogation is a process that insurance carriers use to respond quickly when you, the policyholder, suffer damage caused by someone…
4 Tips for Smart Small Business Insurance Shopping
Running your own business includes a host of responsibilities from everything from operations to HR. It also means learning a…
Employee or Independent Contractor? 10 Ways to Tell
It’s critical to know if someone you’re hiring would be considered an employee or an independent contractor. Why? This determines…
Contractural Risk Transfer
Contractors often sign contracts all day long. But this risk transfer can significantly impact liability exposure to loss, increase risks…
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