Fire, weather, crime, negligence, bad luck—accidents come in every shape and size. Insurance carriers are fond of saying they protect you from such mayhem. In reality, small business insurance protects your financial investment, funding your ability to recover from a loss and get back to the business of running your business. No one knows more […]
Agent Calls Coterie Insurance the Easiest Small Business Insurance
Insurance agent Julio Castro has run his own agency, Castro Property & Commercial Insurance Agency, in West Sacramento, CA for 17 years. As a seasoned agent with a diverse client base, Julio is always looking for innovative tools to help better serve clients with the easiest small business insurance experience around. Julio first came […]
Working at Coterie = Hard Work + Lots of Fun
For the second year, Coterie Insurance held our annual all-company get-together, known as CoterieCon. This year, our fully remote team came together in Salt Lake City, Utah to align on the company’s mission and vision and understand how all divisions contribute to the culture we have working at Coterie. First, the fun We had […]
Key Insights to Make Your Insurance Agency Stand Out
Cassidy Arbeli is a Las Vegas-based insurance agency consultant who teaches entrepreneurs how to plan for business growth—and how to make sure that growth is profitable. Cassidy joins “And I Quote” this week to share her successes, mistakes, and the proven strategies she used to build several of her own successful businesses, multiple streams of […]
Understanding Your Total Cost of Risk
Risk exists everywhere in business. As a small business owner, risk can be found across various aspects of your business. One of the biggest mistakes that small business owners make is assuming that the cost of risk only involves their insurance premiums paid, retained losses and administrative costs. However, the total cost of risk encompasses […]
The Best Business Insurance Comes from Data-Driven Underwriting
As an agent, you likely want to work with the best business insurance company and an insurance company that partners with you so you can succeed. Coterie is dedicated to building our tools together, so our agents and brokers can win. How Coterie provides data to agents & brokers We created the our easy quoting […]
Five Reasons Why Agents Should Write Business Insurance Services
As an insurance agent or broker, you’ve honed your craft as a personal lines agent, developing relationships with your clients over the years. But did you know that many of your clients are likely to run a home-based business or side gig? Without insurance to cover their commercial forays, some of your clients are likely […]
Insurance for Contractors 101
Contractors have unique insurance needs. Independent contractors need insurance when they need it, and they often need it fast. But the regulations governing contractor insurance can be confusing. What general contractors does Coterie Insurance write? Coterie covers contractors that sub-contract out less than 50% of their work. However, Coterie does not write general contractors or […]
Understanding Your Business Certificate of Insurance
A certificate of insurance (COI), also known as a business insurance certificate, is a document used to show insurance coverage proof. The document is issued by an insurance company and typically shown to interested third parties. The certificate of insurance is known officially as the Acord 25 form. On the form, you’ll find the listed […]
Brilliant Ways You Can Use Tech to Manage Business Insurance Leads
Small business insurance brokers and agents struggle with using outdated legacy systems that bog them down, create inefficiencies, and drive poor productivity. The resulting lack of flexibility and responsiveness can create challenges that drive away business insurance leads. One of the few upsides of the COVID-19 pandemic was the discovery of new ways of working […]
Tips for Finding a Small Business Insurance Broker
As a small business owner, you have dozens of competing priorities you must accomplish. With so much on your plate, learning the ins and outs of insurance vocabulary, your specific risks, and which type of insurance coverage to purchase is the last thing you want to add to your to-do list. That’s why 83% of […]
What Every Small Business Owner Needs to Know About Actual Cash Value versus Replacement Cost
It isn’t uncommon for businesses to experience property loss. Whether small or large, loss will most likely happen at some point in the lifetime of a business. Most businesses have some type of property that is used in the operation of the business. But how do you determine the type of business property and its […]
