2024 Coterie Appetite

Coterie Insurance is Available in All States

Small Business Insurance

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Coterie Insurance is available across the nation. Place your business with a trusted partner.

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Coterie’s 2024 nationwide featured appetite includes:

Frequently Asked Questions
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Get your questions answered when it comes to placing your clients with Coterie Insurance.

What policies does Coterie recommend?

As an insurance professional, you know that restaurant owners face a variety of risks every day. That’s why we offer a comprehensive Businessowners Policy (BOP) that combines property and general liability coverage into a single policy. This can be a more cost-effective option compared to purchasing separate policies. Additionally, we offer add-on coverages such as liquor liability, restaurant enhancement endorsement, and equipment breakdown coverage, among others. Our signature Silver, Gold, and Platinum enhancement endorsements are also available to help protect your client’s business from financial loss. 

Does Coterie have a list of risks you don’t write?

Yes, at this time Coterie does not offer coverage for the following operations:

  • Real Estate & Habitional
  • Hotels & Motels
  • Auto Repair
  • Lessor’s Risk Only
  • Trucking & Transportation

Does Coterie have any safety recommendations or tips for businesses?

Coterie offers an optional risk management program for small businesses called Manage My Risk. You can select to add on this program when quoting. The program provides industry-specific information to your clients and is entirely self-directed. Learn more.


Convenience & Retail Stores

Restaurants & Fast-Food Establishments

This webpage is intended to provide a general summary of Coterie’s products and services. The information contained in this document is for informational purposes only and does not in any way amend, alter, or extend any policy of insurance or guarantee any specific price, quote or coverage. For a complete understanding of the coverage available, please consult the terms, conditions, definitions, and exclusions of your insurance policy. Please be advised that all products and coverages referenced herein may not be available in all states or to all customers. Please see Coterie’s Terms & Conditions and Privacy Policy for more information.

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